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How To Apply for Nigeria Student Loan - NELFUND

how to apply for nigeria Student Loan - NELFUND Portal
Image Credit: WIX

Nigerian students can now apply for student loans through the Nigerian Education Loan Fund (NELFUND) as the application portal officially opened on May 24, 2024. This announcement was made by Nasir Ayitogo, the Media and Public Relations Lead for NELFUND, in a statement released last Thursday. NELFUND has also provided clear guidelines to assist students with the application process using the student loan portal.

The student loan provides credit facilities for tuition fees and upkeep at recognized higher education and vocational training institutions within Nigeria.  

How to Apply for Nigeria Student Loan on Portal

Below are step-by-step ways to apply for a student loan according to NELFUND:

Step 1: visit

Step 2: Click on the “Apply Now”

Step 3: Click on “Get Started”

Step 4: Answer the questions on this page to continue by clicking on “Yes, I am a Nigerian”

Step 5: Verify your educational information. You would be required to select your school from a dropdown and provide your matric number to check if your school has uploaded your details.

Step 6: Click the “Verify with JAMB” and enter your JAMB details in the screen.

(Students whose NIN has not been registered with JAMB will have an input field where they can enter their NIN for validation.)

Step 7: Create an account by entering your email address and password. You will need to confirm the password in the fields provided and click “Create Account.”

Step 8: Click the email verification link sent to your email. This concludes the process of creating an account.


After successful registration, log in by clicking the “LOGIN” button.

Step 1: Enter your email address and password to Login.

Step 2: Click on the “Proceed to Contact Details” button.

Step 3: Update contact details with the current information of your phone number, full residential address, state of residence and local government area of residence. Then click “Proceed to Educational Details.”

Step 4: Update your educational details by selecting your higher Institution, and inputting your matric number. Then click “Proceed to Account Details.”

Step 5: Verify your BVN by entering your BVN, select your bank name and enter your account number. Click “save changes” to complete your profile.


Step 1: Click on the “Request for student loan” button at the top right of the screen on the home or loans page after logging into the application.

Step 2: If you want an upkeep loan, click the check box, and click *continue,” if all you need is the institutional charge, click the “Continue” button.

Step 3: Upload supporting documents. The admission letter is compulsory but the student ID and institution invoice are optional.

Click the checkbox for the policy and declaration and click “continue.”

Step 4: Read the loan overview and click the checkboxes for both the terms & conditions and GSI Mandate then click “Submit Application”

Step 5: Click on the “loans” button to view the status of your application.

That is how you can apply for Nigeria student loan through the NELFUND student loan portal as a Nigerian Student.


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